Mortgage guidance across 14 states.
Why Clients Choose Celia Mortgage Team
Service-Driven
We prioritize your needs with dedicated support through every phase of the loan process.
Creative Solutions
Our expert team finds innovative mortgage options tailored to your unique financial goals.
Relationships Beyond Closing
We are committed to your long-term success, offering ongoing guidance and reviews.
17 Years of Service
Meet Celia Merritt
Celia Merritt brings a unique perspective to home financing, shaped by 17 years of dedicated service with Hillsborough County Fire Rescue. Retiring as a lieutenant, her career was built on grit, integrity, and a deep commitment to her community. Today, she applies that same standard of excellence to the Celia Mortgage Team, providing families with creative solutions and unwavering guidance.
Guidance Beyond Closing.
We believe a mortgage is more than a transaction; it's the foundation of your future. Our team provides personal guidance every step of the way, ensuring clarity and confidence as you navigate your options. From the first conversation to years after you've settled in, we are here to support your lasting financial success.
Loan Solutions Designed for Your Life
Explore specialized mortgage options tailored to your unique financial profile, backed by expert guidance at every step.
Home Purchase Options
Versatile options for primary residences, second homes, and investment properties with competitive rates.
Approachable FHA
Designed for paths to homeownership that require lower down payments and flexible credit requirements.
Investors
From VA benefits for veterans to high-balance Jumbo financing for luxury properties, we have you covered.
Here Beyond Closing
Offering annual mortgage reviews and ongoing support for our lifelong clients.
Real Clients. Real Journeys.
The Celia Advantage
Rooted in lasting relationships and deep industry expertise, we prioritize your long-term success over simple transactions.
Technical Expertise
Our deep understanding of complex mortgage products ensures you get the clarity and options needed to make confident decisions for your future.
Lasting Relationships
Guidance doesn’t end at the closing table. We are committed to supporting you throughout the life of your loan and beyond.
Begin your next chapter today with our tailored mortgage advice.
Our team of experienced professionals offer tailored advice and transparency throughout the process, delivering the dedicated care you deserve for life.